How To Overcome Betrayal in the Workplace

Jun 8, 2019 | Coffee Break

How to overcome betrayal in the workplace? This has been the question that I have pondering for the last few weeks because I can’t believe and I can’t accept that I have to go through trust betrayal. But what is trust betrayal? According to Merriam-Webster, it is “to do something very bad and hurtful to someone that causes a loss of respect”. Betrayal is a state where there is intentional actions or omissions of a trusted person. Betrayal affects the brain that may include but not limited to the following: damaged self-esteem, self-doubting, shock, loss & grief, and anger. On my end, I eat up all the anger within me that I wanted to rant in social media so I could just release my anger but I know it’s not proper to do it. I wanted to move on but I cannot really help it. There is so much pain and moving on is very difficult but as these days passed by, I am reminded with few things.

1. I have 3 choices: Define me, Destroy me, or Strengthen me.

2. In your ANGER do not SIN.Do not give the devil a foothold. Do not let any unwholesome talk come out of your mouths, but only what is helpful of building others up. Ephesians 4: 26-29

3. For a man’s anger does not bring about the righteous life that God desires. James 1:20

4. Do not be overcome by evil but overcome evil with good. Romans 12:21

5. I will not cause pain without allowing something new to be born says the Lord. Isaiah 66: 9

As I look into the question on how to overcome betrayal in the workplace?

1. Be still. Let Go and Let God. Psalm 46:10

2. Even if that person wrongs you seven times a day and each time turns again and asks forgiveness, you must forgive. Luke 17:4

John 16:33 says, In this world, you have trouble but take heart I have overcome the world. Looking back, I overcome the world

when I was diagnosed with ameloblastoma (jaw tumor) check it here.
when I lost freelancing jobs, check out here.
when my mother died, check it here.

As of this writing, yes, I am still in pain but I believe and by the grace of God, I know I can overcome the pain of betrayal. Moving on with a better perspective in life.

Rural Impact Sourcing Program – Changing Lives, Improving Community

Jan 3, 2019 | Coffee Break

Good news! The Rural Impact Sourcing Program (RIS) has been shortlisted as one of the nominated projects for the UN-ITU’s World Summit on the Information Society (WSIS) Prizes under the Capability Development Category.

RIS, is a project of digitalPH, that aims to provide access to economic opportunities to Filipinos in rural communities by introducing them to ICT-enabled jobs, and help them participate in high-value economic activities by providing them with inclusive lifelong learning opportunities. These individuals are typically people who lack access to traditional employment.

The Rural Impact Sourcing program provides selected individuals a technical training that develops/improves their ICT skills and capabilities and uses what they learned not only to find employment but even into entrepreneurship.

Last year, I was given the opportunity to be one of the RIS Trainers in the province of Talavera, Nueva Ecija and Mabalacat, Pampanga. The RISTT Scholars were trained on E-commerce and Digital Marketing for 10 days. The RIS Scholars are trained for 10 days to help them find freelancing jobs and help the local business owners set up their website and generate sales through digital marketing.

Happy to share with you the websites trainees setup:

Tala Pasalubong Center

Healthwise and Bakeshop

Finally, after going through rigid training, their fruit of labor !

What’s next for them? Their freelancing and entrepreneurial journey begins. It’s up to them on how they will maximize the skills and the learnings they got during the training. They are ready and equipped to soar high on whatever path they choose to continue. Some choose the freelancing path, others the entrepreneurial journey. Whatever it is, what matters most is their desire to take action.

Taking on the next step some of our graduates moves forward by giving back to the community what they have learned and share to others as well.

There’s still a lot of things to do but my excitement to see these graduates achieve their goal through freelancing and entrepreneurship is worth pursuing and supporting them in their journey. Changing lives, improving community is what Rural Impact Sourcing Program is all about.

Affordable Health Care Option for Freelancers – MaxiCare EReady Prepaid Health Card

Aug 16, 2018 | Coffee Break

Affordable Health Care Option for Freelancers

Maxicare EReady Prepaid Health Card

Transitioning from the corporate world into a home-based career can sometimes be scary because there are no health benefits. Unlike when you are in the corporate world you get health benefits with the HMO plans provided by the company but that’s okay because you can actually get one even as a freelancer. I was looking for an affordable HMO plan that suits my financial capacity and I was able to come across with a prepaid health insurance, MaxiCare Prepaid Health Cards with no requirements for approval.

The MaxiCare EReady Prepaid Health Cards is a one-time medical emergency prepaid health card that covers injuries and illnesses that require immediate medical assistance. There are 2 plan types Titanium Php549 and Platinum Php749 and I opted to purchase the Titanium Php549.

Here are some of Getting a Maxicare EReady Card Titanium Php549 of the features, benefits, and coverage:

Some of the features, benefits, and coverage of Maxicare ERady Card Titanium Php includes

One-time coverage of Php15000 for medical-related emergency cases but you can get 2 subscriptions for a year for 1 person.
The card is valid up to 1 year upon activation and eligible from 15 days old to 65 years old

If you want to know more about MaxiCare EReady, check out the MaxiCare website here.

For the registration process, I registered through text, and here’s what I got. This can be used for emergency purposes but as always, I don’t want to use it 🙂

Getting a MaxiCare EReady Card for Php549 for a value of Php15000 coverage is worth buying for :).

P.S. By the way, I can’t help but share that I won the Php5,000 gift certificate Maxicare EReady Balik Eskwela.

How about you? Want to try the Maxicare Prepaid Heath Card?

It has been 5 years since I won the raffle Maxicare prepaid health cards, and today it has become increasingly popular in recent years.

Winning a raffle from Maxicare was an excellent opportunity to experience the benefits of a prepaid emergency health card. If you need a budget for a comprehensive HMO plan, a prepaid HMO card is a great option. Let’s check the details about Maxicare prepaid health card.

Here are the different Maxicare prepaid plans as of January 16, 2023.

Maxicard Eready Titanium

One-time payment, one-time use card on emergency-related cases in all Maxicare Eready accredited hospitals.

✅ Age Eligibility: 15 days old to 65 years old

✅ Benefit Limit: Php 15,000.00

✅ Features:

Life with Accidental Death and Dismemberment (AD & D) up to P50,000
24/7 Maxicare TeleConsult service and Maxicare HealthHub
10% discount from all Metro Dental branches on published rates of all basic dental services.
15% discount from My Health Clinic services.

✅ Network Access ( Maxicare Lifestyle Partners)

Access to all 1,500+ accredited hospitals

EXCLUDING the six (6) major hospitals

Asian Hospital Medical Center (AHMC)
Cardinal Santos Medical Center (CSMC)
Makati Medical Center (MMC)
St. Luke’s Medical Center – Global City (SLMC – GC)
St. Luke’s Medical Center – Quezon City (SLMC – QC)
The Medical City – Ortigas (TMC).

✅ Benefits:

Outpatient Emergency Coverage includes:
1. Doctor’s services for emergency treatments.
2. Emergency room fees.
3. Medicines used for immediate relief and during treatment.
4. Oxygen, IV fluids, whole blood, and human blood products.
5. Dressings, casts, sutures.
6. X–ray, laboratory and diagnostics exams.

Freelancers, protect yourself and your loved ones with Maxicare EReady Titanium prepaid health card. Access their high-quality medical services, discounts on medicines and lab tests, 24/7 emergency assistance, and more.

Where to buy Maxicare Eready Titanium?

Maxicare Eready Platinum

One-time payment, one-time use card on emergency-related cases in all Maxicare accredited hospitals, including 6 major hospitals in Metro Manila.

✅ Age Eligibility: 15 days old to 65 years old

✅ Benefit Limit: Php 15,000.00

✅ Features

Life with Accidental Death and Dismemberment (AD & D) up to P50,000
24/7 Maxicare TeleConsult service and Maxicare HealthHub.
10% discount from all Metro Dental branches on published rates of all basic dental services.
15% discount from My Health Clinic services.

✅ Network Access ( Maxicare Lifestyle Partners)

Access to all 1,500+ accredited hospitals, including the six (6) major hospitals

Asian Hospital Medical Center (AHMC)
Cardinal Santos Medical Center (CSMC)
Makati Medical Center (MMC)
St. Luke’s Medical Center – Global City (SLMC – GC)
St. Luke’s Medical Center – Quezon City (SLMC – QC)
The Medical City – Ortigas (TMC).

✅ Benefits:

Outpatient Emergency Coverage includes:

Doctor’s services for emergency treatments.
Emergency room fees
Medicines used for immediate relief and during treatment.
Oxygen, IV fluids, whole blood and human blood products.
Dressings, casts, sutures.
X – ray, laboratory and diagnostics exams.

Get access to high-quality healthcare with Maxicare EReady Platinum prepaid health card.

Where to Buy Maxicare Eready Platinum ?

Maxicare Eready Advance Platinum

Features and Benefits of the card:

✅ Unlimited Consultation ,Lab Tests and Diagnostics at all stand-alone Maxicare Primary Care Centers (PCC’s) & My Health Clinic

✅ Emergency Room Coverage of P20,000

✅ Dental Services – single use per type of dental service at Metro Dental

✅ Eligible Age -60 years old and above

✅ Validity – 1 year from activation date

✅ Pre-existing Conditions – Covered

✅ TeleConsult – Access to 24/7 TeleConsult Service

❌Excludes – * Hospital admission or confinement

❌ Not needed – Preliminary checkup and Paperwork

Be prepared for unexpected medical emergencies with Maxicare EReady Advance Platinum emergency card.

Where to buy Maxicare Eready Advance Platinum ?

Maxicare PRIMA Gold

✅ Unlimited lab tests, diagnostics, and consultations for seniors 60 and up

✅ Highlights

Unlimited prescribed lab tests and diagnostics
Unlimited consultations
Valid at any Maxicare Primary Care Clinic (PCC) and MyHealth Clinics
Annual emergency room coverage of up to ₱20,000 across Maxicare-affiliated hospitals
Single usage per type of dental service
Eligible for 60 years old and up
Valid for one year from activation date
No preliminary checkup and paperwork needed

If you are a senior citizen looking for a reliable and comprehensive healthcare solution? Look no further than the Maxicare EReady prepaid health card, now available through Maxicare Prima Gold.

Where to buy Maxicare PRIMA Gold ?

As freelancers, we understand the importance of being financially savvy and carefully budgeting your money. However, protecting our health and the health of our loved ones should not be compromised due to budget constraints. If you are looking for an affordable way to protect yourself and your loved ones from medical related emergency conditions, start with Prepaid HMO Cards or Comprehensive HMO Plans.

LEARN MORE ABOUT A COMPREHENSIVE HMO PLAN

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How To Apply for Passport

Jan 25, 2018 | Coffee Break

One of my bucket lists is to travel in South Korea. Guess what? Someone invited me for a 3- 5 days trip to Seoul and experience the cherry blossom season. Whoah! My excitement is up in the sky, ha ha! But wait, the problem is I don’t have a passport yet so I checked on dfa.gov.ph and check on how to apply for passport.

On my first attempt, I set for a DFA appointment through this link but was so frustrating that all slots are full until the end of March. Well, I heard that there’s an issue about it and I give up. Good thing someone told me that DFA is reopening the slot and I have to get it ASAP if I want to catch up.

The system is really slow and there are times that I have to repeat the process. Good thing, I was able to get the appointment after an hour of trying it.

I checked the appointment email (let’see if I really read it 🙂 ) and prepared the following passport requirements :

Printed Application
NSO Marriage Contract
NSO Birth Certificate
Photocopies of Marriage Contract, Birth Certificate, and ID.

Great, I prepared everything and arrived on time with confidence (lol). DFA South is on 4th Floor of Metro Town Center Alabang. As you enter, the guard (on the escalator entrance to 4th floor ) will check if you have the DFA appointment and that’s when you come up to the 4th floor. Another person will ask on your time of appointment and you will be grouped in your respective schedule. When I arrived, I was the 20th and was advised to wait first. After 5 minutes, we were asked to fall in line to start the processing.

Upon entering, another guard will check if you have brought all documents. I never thought that this is going to be my big problem, the guard was asking for the barcoded application form. I was confident and insisted ( yes, because I know I always follow instructions) that this is what I received. Of course, the lady guard insisted, she knows the rules 🙂 ! I was advised to go downstairs and ask for that bar-coded form.

Wait, I realized why will go back downstairs, it seems there is something wrong, so I opted for another way and since I saw someone roaming around checking the applicants, I asked the person instead. She advised why would you go downstairs when the Information is there. That feeling of gigil over myself and to the lady guard on why things go wrong when you know you prepared everything beforehand and the lady guard with mislead information.

I asked the lady guard to let me step in and ask the validating area ( this is actually the 1st step of the whole process) and again I insisted that I received this “blank application” and I just write on it.

Oy my, I found out my mistake, yes I downloaded passport application form but that was not the link I am supposed to download and I failed to notice it. With this one mistake, it cost me more time and work since I have to look for an internet cafe where to print the said form. Anway, after that trouble I was able to get one and proceeded to next step.

I went back to the document verification section and documents were verified.

What’s next? The processing section. I was asked if it’s my first time, a little on the personal info and on the processing time. There are two options : (1) Regular – 7 working days for 950 (2) Express – 15 working days for Php1,200.00. I opted for regular and was given a slip for the payment.

Next Step: The Cashier Section. I paid for the Regular Processing fee of Php950.00.

Next Step: The Encoding Section. This is the process where all your information is encoded and take photo. You will be ask to take off colored contact lens, eye glasses and earrings. You will also be asked whethere you want to pick up the passport or you want it to be delivered. I opted for delivery.

Next Step: I paid for the Courier Delivery which is Php150.00

Okay, everything is finished and it took me 2 hours to process everything.

That’s it, there’s always the first time what matters most is I learned from my mistake. I hope you learn the basic steps on how to apply for passport, know the passport requirements and yes, sometimes you will need patience.

Hurray! I am still waiting for my passport and I am excited to visit South Korea soon when God permits 🙂 .

What To Do When Your Faith is Being Tested

Oct 25, 2017 | Coffee Break

It’s already 33 days with no freelance project! With consistent applications, lowered the rate and even shortlisted, still, no project closed. If I think about it, I have qualified skills and have a lot of value to offer to clients, but at this moment there are no projects coming.

As we go through this season, a new trial comes in, my mother-in-law is fighting for her life. Oh, how she loves to sleep; she has been sleeping for 5 days.

Facing trials can be frustrating, tiring, painful and we tend to ask “Why Lord”, we tend to ask for answers. But in this moment, how should we really respond to such circumstance?

Let me share how I responded to endure the tests and trials through God’s grace:

I cry out to God to ask for more strength. I know for a fact that trials will help develop my character and that he desires for me to have that strong dependence on him.For me to fully learn how to depend on him and that he alone is the source of my strength.
Give thanks. Yes, I still praise God and thankful to him that even in our difficult situation he has never left us. God has given us favours to our day to day living and even provision on my mother-in-law’s hospitalization. Yes, it may be difficult to give thanks but through his grace, I am still able to say thank you, Lord.

I continue to TRUST in HIM. I may not understand the reason behind it but I am still believing in God’s goodness.

In this season of our lives, I have a God who is my refuge, a God of Comfort and a God who will not forsake me.

A righteous man may have many troubles but the Lord delivers him from them all. – Psalm 34: 19

God is our refuge and strength, an ever-present help in trouble. – Psalm 46: 1

So do not fear, for I am with you; do not be dismayed, for I am your God. I will strengthen you and help you; I will uphold you with my righteous hand. – Isaiah 41:10

In this season of our lives, trials are not meaningless and God will always remind us that he is a big God.

Give thanks in all circumstances, for this God’s will for you in Christ Jesus- 1 Thessalonians 5: 18

Consider it all joy, my brethren, when you encounter various trials, knowing that the testing of your faith produces endurance. – James 1:2-4

For our light and momentary troubles are achieving for us an eternal glory that far outweighs them all. – 2 Corinthians 4:17

Be still, and know that I am God. – Psalm 46:10

My friend, if you are reading this and you are going through something, Cheer up :). Even when life is difficult, there’s always a big reason to smile because of God’s love to you and me. His love for us is so great that he sent his son Jesus Christ, to die for our sins. Isn’t that great?

My Freelancing Story

Jan 26, 2017 | Coffee Break

I am prompted to write my freelancing story because there is $50 waiting for me! I am not kidding, lol, but more than that, it’s about a changed life. My life changed, and I am thankful I learned freelancing 8 years ago.

HOW I STARTED

I came to know the freelancing industry through Femalenetwork.com. I saw posts from a group of ladies discussing Odesk (now Upwork). I was curious, and then I just tried, and bingo, I hit it; I was so excited that Odesk was paying in $$$$$$.

MY FIRST PROJECT

I registered in Odesk (now Upwork) on August 23, 2008, and got my first project on October 6, 2008. That’s more than a month of applying for jobs. Guess what! The test project was $5.55 to research and create one Chapter (10 each ) of Algebra questions, and I needed to provide the solution.
Wait, copying was not allowed ???? If I do well, I will be hired for an hourly contract. And yes, after a week, I got my first hourly contract.

I can still remember the feeling when I got hired. I was so happy why because I was earning $$$$. Who wouldn’t, right? The bad news is that I had no internet and computer from home, and an hourly contract requires a tracker.

What I did was talk to the owner of a computer shop and ask if I could have a dedicated computer to use, and thank them I was able to work on that hourly project. One more thing, I work on it after office hours, between 9:00 pm to 11:30 pm, and I travel from Ortigas to Imus, Cavite.

Can you imagine the difficult times? But it paid off. Finally, I could apply for an internet connection and had a used computer (the one in the horizontal model) for Php3000.00.

SUCCEEDING PROJECTS

I thought it was going well after the first one, yes, I was hired, but I was scammed. I was not paid $16.67! I waited again for over a month until I got the big break. I had a couple clients and worked for them for three years.

Contract Details2

TAKING THE LEAP

After two years of working part-time, I resigned from the corporate world. Yes, I was brave enough to challenge becoming a full-time work-at-home mom. The journey was not easy, but the fact that I’m writing my story today is good enough to know that it was worth it.

Eight years is good enough to tell that freelancing rocks. I don’t have benefits, no government benefits, health cards, sick and vacation leaves, but I survived.

MY PAYOUT PARTNER

So, after working hard, I deserve to be paid, right ? Payoneer’s Prepaid Mastercard has been my partner ever since I started freelancing, and that is almost 8 years now. Note: The charge is higher for the debit card vs. local bank withdrawal (connect Payoneer to local bank).

One thing I love most about Payoneer’s Prepaid Mastercard is that I can get my funds quickly and within 30 minutes after it is transferred.

BEYOND FREELANCING

Where am I now? I decided to go beyond freelancing and step out in faith on a different level, still with Payoneer. I’m slowly transitioning as a business owner and on my way to helping create jobs for the countryside through a homegrown BPO.

Yes, I DREAM BIG, START SMALL in pursuit of a life of FREEDOM, FLEXIBILITY, and FULFILLMENT.

Payoneer3

Payoneer

There’s so much to discuss, but I’ll end it here. ???? But if there’s something I can help you with, email me at [email protected], and I will see how I can help you.

Before I forget, if you wish to use Payoneer, kindly sign up HERE.

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